Young People’s Savings – Child Trust Funds

Children born between 2nd September 2002 and 2nd January 2011 benefited from the Child Trust Fund (CTF) introduced by the Labour government as an attempt to encourage children to save. Between these dates, new born children were given a £250 voucher each to be held in a CTF with an additional £250 credited at age […]

Peer to Peer Lending

Despite the recent increase in the Bank of England’s base rate, interest rates available through mainstream banks and building societies, including cash ISAs, remain very low. With many years of low interest rates behind us and no expectations of significant increases in ahead of us, it is no surprise that many UK savers have been […]