State Pension – Calculation Errors

A Financial Times report in June revealed that many thousands of people have been receiving the wrong amount of state pension.  The errors have resulted in both under and over payments so that some pensioners will see a fall in the amount they receive when the corrected figures are implemented (they will not have to […]

Premium Bonds – A good Investment?

Premium Bonds are an incredibly popular savings vehicle with over 21 Million bond holders and around £72 Billion ‘invested’.  Yet, they really aren’t a savings vehicle at all.  There is no interest rate although NS&I provide a guide ‘return’ of 1.4% (effective from 1st December 2017).  But this return is in the form of ‘prizes’ […]

Lasting Powers of Attorney – Avoid a Lifetime Legacy of Worry

Around 31 million British adults have no will according to a recent survey by Which? There is a regional split of those without a will – 42% of adults in England say they have a will, 35% in Wales and 31% in Scotland.  The reasons quoted for not having a will are pretty varied but […]